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CityLedger

Gainesville, FL

Gainesville, FL Metro Area

Figures are medians for the whole Gainesville, FL Metro Area, not the city proper.

Expensive
41
Livability /100

Among the 300 U.S. metros CityLedger tracks, Gainesville ranks 292nd for affordability — how far a typical paycheck stretches after local prices — and 264th for income. A household earns $61,949 a year while median rent runs $1,377/mo, making it expensive relative to what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 3% below the U.S. average.

Its strongest card is education (26th of 300), while affordability is the soft spot (292nd). Housing usually decides a move: rent ranks 179th and home prices 152nd among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Gainesville, FL
$61,314
take-home / yr · 18% to tax
$63,384
real value after local prices

On $75,000 for just you in Gainesville, your take-home is worth about $63,384 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
264th of 300↑29.7%$61,949
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
175th of 30097 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$64,041
Per-capita income
$37,530
Full-time pay
$38,843

Housing

Median rent
179th of 300↑41.7%$1,377/mo
Home value
152nd of 300↑59.3%$305,300
Property tax
$2,588/yr · 0.8%
Sales tax
6.95%

Jobs & education

Unemployment
151st of 3004.5%
Bachelor's+
26th of 30045.9%
Avg commute
139th of 30023.9 min

People

Population
360,881
Population change
+9.9%
Median age
34.9 yrs
Foreign-born
10.1%
Broadband
91.9%

Environment & risk

Air quality (AQI)
42nd of 30038
Natural-hazard loss
206th of 300$16/$10k

Health

Fair/poor health
157th of 30018.8%
Uninsured (18–64)
12.7%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.0×35%
Job market58×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.36×15%
Education88×15%
Commute71×15%

Strengths

  • + Education
  • + Air quality

Watch-outs

  • Affordability
  • Household income
  • Hazard safety

Climate

30-year normals (1991–2020) from the nearest station — gainesville rgnl ap.

69°F
Avg temp
91°F
Summer high
45°F
Winter low
48 in
Precip

What jobs pay in Gainesville

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$222,820
IT managers
$146,090
Lawyers
$132,160
Pharmacists
$129,260
Software developers
$122,950
Financial managers
$108,850
Civil engineers
$97,710
General & operations managers
$93,220
Web developers
$82,730
Registered nurses
$81,870
Accountants & auditors
$75,820
Police officers
$63,050
Secondary school teachers
$58,730
Elementary school teachers
$56,430
Electricians
$55,680
Plumbers
$51,600
Truck drivers (heavy)
$48,930
Carpenters
$48,040
Maintenance & repair workers
$46,560
Construction laborers
$41,670
Customer service reps
$38,550
Janitors
$35,500
Waiters & waitresses
$35,400
Retail salespersons
$31,830
Cashiers
$29,710

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Gainesville metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Florida are excluded to show where out-of-state arrivals originate.

  • Virginia771
  • California698
  • Georgia610
  • New York519

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Gainesville

Closest matches across cost, income, size, education, and age — tap to compare.

Gainesville metro — frequently asked

What is the median rent in the Gainesville metro?
Median gross rent across the Gainesville, FL Metro Area is $1,377 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Gainesville.
What is the median household income in the Gainesville metro?
A typical household in the Gainesville, FL Metro Area earns $61,949 a year (U.S. Census Bureau, ACS 2024).
Is Gainesville expensive to live in?
The overall cost of living in the Gainesville, FL Metro Area runs about 3% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Gainesville metro?
After adjusting for local prices, the median household income is worth about $64,041 (versus its face value of $61,949). CityLedger rates the Gainesville, FL Metro Area expensive for what residents earn.
What is the typical home value in the Gainesville metro?
The median home value across the Gainesville, FL Metro Area is $305,300 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Gainesville metro?
The unemployment rate in the Gainesville, FL Metro Area is 4.5% (U.S. Census Bureau, ACS 2024).