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CityLedger

Florence, AL

Florence-Muscle Shoals, AL Metro Area

Figures are medians for the whole Florence-Muscle Shoals, AL Metro Area, not the city proper.

Moderate
47
Livability /100

Among the 300 U.S. metros CityLedger tracks, Florence ranks 167th for affordability — how far a typical paycheck stretches after local prices — and 224th for income. A household earns $66,882 a year while median rent runs $877/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 15% below the U.S. average.

Its strongest card is cost of living (5th of 300), while household income is the soft spot (224th). Housing usually decides a move: rent ranks 9th and home prices 52nd among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Florence, AL
$57,754
take-home / yr · 23% to tax
$68,092
real value after local prices

On $75,000 for just you in Florence, your take-home is worth about $68,092 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
224th of 300↑46%$66,882
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
5th of 30085 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$78,854
Per-capita income
$36,687
Full-time pay
$41,027

Housing

Median rent
9th of 300↑34.1%$877/mo
Home value
52nd of 300↑50.2%$218,600
Property tax
$910/yr · 0.4%
Sales tax
9.43%

Jobs & education

Unemployment
176th of 3004.7%
Bachelor's+
199th of 30030.3%
Avg commute
80th of 30022.3 min

People

Population
156,287
Population change
+5.6%
Median age
41.6 yrs
Foreign-born
1.7%
Broadband
91.2%

Environment & risk

Natural-hazard loss
198th of 300$15/$10k

Health

Fair/poor health
219th of 30020.9%
Uninsured (18–64)
9.8%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.35×35%
Job market55×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.33×15%
Education44×15%
Commute78×15%

Strengths

  • + Cost of living
  • + Rent
  • + Home prices
  • + Commute

Watch-outs

  • Household income
  • Health

Climate

30-year normals (1991–2020) from the nearest station — muscle shoals 2 n.

61°F
Avg temp
88°F
Summer high
33°F
Winter low
58 in
Precip

What jobs pay in Florence

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Pharmacists
$130,540
Financial managers
$128,830
Software developers
$116,260
IT managers
$109,970
Civil engineers
$100,300
Lawyers
$98,850
General & operations managers
$97,600
Accountants & auditors
$67,600
Registered nurses
$66,360
Secondary school teachers
$62,080
Plumbers
$60,590
Elementary school teachers
$60,580
Electricians
$59,770
Police officers
$56,010
Carpenters
$51,740
Truck drivers (heavy)
$48,140
Maintenance & repair workers
$45,660
Customer service reps
$37,520
Construction laborers
$36,260
Janitors
$29,540
Retail salespersons
$28,980
Cashiers
$27,310
Waiters & waitresses
$25,990

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Florence metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Alabama are excluded to show where out-of-state arrivals originate.

  • Tennessee886
  • Texas830
  • Florida550
  • Mississippi419

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Florence

Closest matches across cost, income, size, education, and age — tap to compare.

Florence metro — frequently asked

What is the median rent in the Florence metro?
Median gross rent across the Florence-Muscle Shoals, AL Metro Area is $877 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Florence.
What is the median household income in the Florence metro?
A typical household in the Florence-Muscle Shoals, AL Metro Area earns $66,882 a year (U.S. Census Bureau, ACS 2024).
Is Florence expensive to live in?
The overall cost of living in the Florence-Muscle Shoals, AL Metro Area runs about 15% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Florence metro?
After adjusting for local prices, the median household income is worth about $78,854 (versus its face value of $66,882). CityLedger rates the Florence-Muscle Shoals, AL Metro Area moderately affordable for what residents earn.
What is the typical home value in the Florence metro?
The median home value across the Florence-Muscle Shoals, AL Metro Area is $218,600 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Florence metro?
The unemployment rate in the Florence-Muscle Shoals, AL Metro Area is 4.7% (U.S. Census Bureau, ACS 2024).