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CityLedger

Dayton, OH

Dayton-Kettering-Beavercreek, OH Metro Area

Figures are medians for the whole Dayton-Kettering-Beavercreek, OH Metro Area, not the city proper.

Moderate
49
Livability /100

Among the 300 U.S. metros CityLedger tracks, Dayton ranks 170th for affordability — how far a typical paycheck stretches after local prices — and 176th for income. A household earns $72,711 a year while median rent runs $1,119/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 7% below the U.S. average.

Its strongest card is hazard safety (35th of 300), while air quality is the soft spot (198th). Housing usually decides a move: rent ranks 101st and home prices 66th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Dayton, OH
$59,967
take-home / yr · 20% to tax
$64,694
real value after local prices

On $75,000 for just you in Dayton, your take-home is worth about $64,694 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
176th of 300↑25%$72,711
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
105th of 30093 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$78,442
Per-capita income
$40,289
Full-time pay
$43,699

Housing

Median rent
101st of 300↑37.8%$1,119/mo
Home value
66th of 300↑61.1%$228,600
Property tax
$3,208/yr · 1.4%
Sales tax
7.23%

Jobs & education

Unemployment
198th of 3004.9%
Bachelor's+
137th of 30034.6%
Avg commute
80th of 30022.3 min

People

Population
821,740
Population change
+1.7%
Median age
39.0 yrs
Foreign-born
5%
Broadband
93.3%

Environment & risk

Natural-hazard loss
35th of 300$8/$10k

Health

Fair/poor health
156th of 30018.6%
Uninsured (18–64)
7.7%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.34×35%
Job market52×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.44×15%
Education56×15%
Commute78×15%

Strengths

  • + Home prices
  • + Commute
  • + Hazard safety

Watch-outs

Climate

30-year normals (1991–2020) from the nearest station — dayton intl ap.

54°F
Avg temp
84°F
Summer high
25°F
Winter low
41 in
Precip

What jobs pay in Dayton

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$222,190
IT managers
$160,040
Financial managers
$137,140
Pharmacists
$136,110
Software developers
$106,910
Lawyers
$104,170
General & operations managers
$98,030
Civil engineers
$95,270
Registered nurses
$82,510
Elementary school teachers
$80,360
Accountants & auditors
$79,030
Secondary school teachers
$78,970
Police officers
$76,310
Web developers
$69,230
Plumbers
$62,940
Electricians
$61,870
Truck drivers (heavy)
$59,490
Carpenters
$58,330
Construction laborers
$53,000
Maintenance & repair workers
$50,710
Customer service reps
$44,970
Waiters & waitresses
$36,600
Janitors
$35,910
Retail salespersons
$30,360
Cashiers
$28,750

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Dayton metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Ohio are excluded to show where out-of-state arrivals originate.

  • Florida1,733
  • Texas1,372
  • Virginia1,354
  • Michigan1,277

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Dayton

Closest matches across cost, income, size, education, and age — tap to compare.

Dayton metro — frequently asked

What is the median rent in the Dayton metro?
Median gross rent across the Dayton-Kettering-Beavercreek, OH Metro Area is $1,119 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Dayton.
What is the median household income in the Dayton metro?
A typical household in the Dayton-Kettering-Beavercreek, OH Metro Area earns $72,711 a year (U.S. Census Bureau, ACS 2024).
Is Dayton expensive to live in?
The overall cost of living in the Dayton-Kettering-Beavercreek, OH Metro Area runs about 7% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Dayton metro?
After adjusting for local prices, the median household income is worth about $78,442 (versus its face value of $72,711). CityLedger rates the Dayton-Kettering-Beavercreek, OH Metro Area moderately affordable for what residents earn.
What is the typical home value in the Dayton metro?
The median home value across the Dayton-Kettering-Beavercreek, OH Metro Area is $228,600 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Dayton metro?
The unemployment rate in the Dayton-Kettering-Beavercreek, OH Metro Area is 4.9% (U.S. Census Bureau, ACS 2024).