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CityLedger

Columbia, MO

Columbia, MO Metro Area

Figures are medians for the whole Columbia, MO Metro Area, not the city proper.

Moderate
74
Livability /100

Among the 300 U.S. metros CityLedger tracks, Columbia ranks 55th for affordability — how far a typical paycheck stretches after local prices — and 120th for income. A household earns $80,142 a year while median rent runs $1,115/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 11% below the U.S. average.

Its strongest card is education (19th of 300), while home prices is the soft spot (135th). Housing usually decides a move: rent ranks 98th and home prices 135th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Columbia, MO
$58,705
take-home / yr · 22% to tax
$65,637
real value after local prices

On $75,000 for just you in Columbia, your take-home is worth about $65,637 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
120th of 300↑39.7%$80,142
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
50th of 30089 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$89,606
Per-capita income
$41,952
Full-time pay
$40,533

Housing

Median rent
98th of 300↑22.5%$1,115/mo
Home value
135th of 300↑50.2%$289,500
Property tax
$2,275/yr · 0.8%
Sales tax
8.41%

Jobs & education

Unemployment
37th of 3003.1%
Bachelor's+
19th of 30049.4%
Avg commute
21st of 30019.8 min

People

Population
217,988
Population change
+4.5%
Median age
34.3 yrs
Foreign-born
7%
Broadband
91.4%

Environment & risk

Air quality (AQI)
52nd of 30039
Natural-hazard loss
132nd of 300$11/$10k

Health

Fair/poor health
127th of 30017.8%
Uninsured (18–64)
7.8%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.62×35%
Job market82×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.48×15%
Education98×15%
Commute91×15%

Strengths

  • + Affordability
  • + Cost of living
  • + Rent
  • + Job market
  • + Education
  • + Commute
  • + Air quality

Watch-outs

Climate

30-year normals (1991–2020) from the nearest station — columbia rgnl ap.

56°F
Avg temp
87°F
Summer high
25°F
Winter low
41 in
Precip

What jobs pay in Columbia

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Pharmacists
$139,430
IT managers
$129,700
Financial managers
$124,120
Lawyers
$107,890
Software developers
$101,020
Registered nurses
$84,330
Civil engineers
$83,950
Web developers
$81,050
General & operations managers
$75,410
Accountants & auditors
$73,070
Family medicine physicians
$69,590
Police officers
$62,080
Electricians
$61,500
Secondary school teachers
$58,720
Plumbers
$58,010
Construction laborers
$56,810
Carpenters
$56,160
Truck drivers (heavy)
$52,820
Elementary school teachers
$47,920
Maintenance & repair workers
$45,870
Customer service reps
$41,210
Janitors
$35,510
Retail salespersons
$31,390
Cashiers
$29,910
Waiters & waitresses
$29,250

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Columbia metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Missouri are excluded to show where out-of-state arrivals originate.

  • Illinois1,120
  • Colorado781
  • California443
  • Kansas396

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Columbia

Closest matches across cost, income, size, education, and age — tap to compare.

Columbia metro — frequently asked

What is the median rent in the Columbia metro?
Median gross rent across the Columbia, MO Metro Area is $1,115 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Columbia.
What is the median household income in the Columbia metro?
A typical household in the Columbia, MO Metro Area earns $80,142 a year (U.S. Census Bureau, ACS 2024).
Is Columbia expensive to live in?
The overall cost of living in the Columbia, MO Metro Area runs about 11% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Columbia metro?
After adjusting for local prices, the median household income is worth about $89,606 (versus its face value of $80,142). CityLedger rates the Columbia, MO Metro Area moderately affordable for what residents earn.
What is the typical home value in the Columbia metro?
The median home value across the Columbia, MO Metro Area is $289,500 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Columbia metro?
The unemployment rate in the Columbia, MO Metro Area is 3.1% (U.S. Census Bureau, ACS 2024).