Atlantic City, NJ
Atlantic City-Hammonton, NJ Metro Area
Figures are medians for the whole Atlantic City-Hammonton, NJ Metro Area, not the city proper.
Among the 300 U.S. metros CityLedger tracks, Atlantic City ranks 132nd for affordability — how far a typical paycheck stretches after local prices — and 114th for income. A household earns $80,806 a year while median rent runs $1,467/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 1% below the U.S. average.
Its strongest card is air quality (19th of 300), while job market is the soft spot (279th). Housing usually decides a move: rent ranks 201st and home prices 196th among the 300 metros CityLedger tracks.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you in Atlantic City, your take-home is worth about $59,341 once local prices are factored in — local prices stretch it further than the U.S. average.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
The numbers
Income & cost
- Median income
- 114th of 300↑27.5%$80,806
- Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
- 207th of 30099 (US=100)
- Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
- $81,740
- Per-capita income
- $44,357
- Full-time pay
- $42,294
Housing
- Median rent
- 201st of 300↑31.5%$1,467/mo
- Home value
- 196th of 300↑70.3%$366,000
- Property tax
- $6,069/yr · 1.7%
- Sales tax
- 6.60%
Jobs & education
- Unemployment
- 279th of 3006.8%
- Bachelor's+
- 154th of 30033.1%
- Avg commute
- 215th of 30026.2 min
People
- Population
- 372,989
- Population change
- +41.5%
- Median age
- 45.0 yrs
- Foreign-born
- 13.8%
- Broadband
- 94.9%
Environment & risk
- Air quality (AQI)
- 19th of 30035
- Natural-hazard loss
- 231st of 300$18/$10k
Health
- Fair/poor health
- 116th of 30017.5%
- Uninsured (18–64)
- 11.7%
Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.
How CityLedger scores it
Transparent weights — see our methodology.
Strengths
- + Air quality
Watch-outs
- – Cost of living
- – Rent
- – Job market
- – Commute
- – Hazard safety
Climate
30-year normals (1991–2020) from the nearest station — atlantic city intl ap.
What jobs pay in Atlantic City
Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.
- Family medicine physicians
- $393,890
- IT managers
- $166,660
- Financial managers
- $157,800
- Pharmacists
- $134,890
- Lawyers
- $133,730
- General & operations managers
- $131,810
- Software developers
- $126,670
- Civil engineers
- $99,360
- Registered nurses
- $99,320
- Secondary school teachers
- $90,070
- Accountants & auditors
- $83,040
- Elementary school teachers
- $80,480
- Police officers
- $76,760
- Electricians
- $65,710
- Plumbers
- $64,220
- Web developers
- $62,790
- Carpenters
- $60,840
- Truck drivers (heavy)
- $58,770
- Construction laborers
- $55,120
- Maintenance & repair workers
- $48,450
- Customer service reps
- $43,920
- Janitors
- $39,520
- Waiters & waitresses
- $38,160
- Retail salespersons
- $35,360
- Cashiers
- $34,100
Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.
Where new residents move from
The states sending the most people to the Atlantic City metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in New Jersey are excluded to show where out-of-state arrivals originate.
- Pennsylvania2,878
- New York665
- California435
- Ohio311
Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).
Cities like Atlantic City
Closest matches across cost, income, size, education, and age — tap to compare.
Atlantic City metro — frequently asked
- What is the median rent in the Atlantic City metro?
- Median gross rent across the Atlantic City-Hammonton, NJ Metro Area is $1,467 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Atlantic City.
- What is the median household income in the Atlantic City metro?
- A typical household in the Atlantic City-Hammonton, NJ Metro Area earns $80,806 a year (U.S. Census Bureau, ACS 2024).
- Is Atlantic City expensive to live in?
- The overall cost of living in the Atlantic City-Hammonton, NJ Metro Area runs about 1% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
- Does a paycheck go far in the Atlantic City metro?
- After adjusting for local prices, the median household income is worth about $81,740 (versus its face value of $80,806). CityLedger rates the Atlantic City-Hammonton, NJ Metro Area moderately affordable for what residents earn.
- What is the typical home value in the Atlantic City metro?
- The median home value across the Atlantic City-Hammonton, NJ Metro Area is $366,000 (U.S. Census Bureau, ACS 2024).
- What is the unemployment rate in the Atlantic City metro?
- The unemployment rate in the Atlantic City-Hammonton, NJ Metro Area is 6.8% (U.S. Census Bureau, ACS 2024).